Does your organization rent or own office space? Do you own office equipment? Do you have staff or volunteers working on behalf of your organization? If so, you will want to protect your organization from financial loss related to commercial general liability, damage to your property and the contents within, and crime.
Volunteer Canada members have access to discounted Office Package insurance. Coverage is designed to meet the specific needs of non-profit and charitable organizations and their volunteers.
What is the Office Package and do I need it?
Volunteer Canada members have access to a comprehensive Office Package policy that provides insurance coverage to protect your office and the contents within from losses associated with property damage and crime. The Office Package also provides coverage if your organization is sued for bodily injuries or property damage to a third party that occur within your workplace or elsewhere.
Included in this policy are: Commercial General Liability coverage, Property Insurance and Crime coverage.
Commercial General Liability insurance insurance provides coverage to protect against claims arising from injury or property damage that you (or your organization) may cause to another person as a result of your operations and/or premises. For example, a visitor to your organization may slip and fall on a wet floor or a volunteer may accidentally cause property damage when working off-site.
Property Insurance protects against damage to contents, including equipment such as computers, and loss of revenues caused by an interruption of business activities arising because of an insured property loss.
Crime coverage protects against financial loss due to dishonesty, fraud, or theft of money, securities or other property owned by the office/organization.